M. If you’re still considering the Navigator Elite MVA annuity from. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. Hi Ken – Thank you for your comment. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. If you’re still considering the Farm Bureau Select IV New Money 4. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. How to get guaranteed increasing income for the rest of your life. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. 75% to 6%, depending on your age and the income. Balanced safety and growth. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. As a source of guaranteed income delivered by a. Despite the current volatility in the. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. This has led some to complain publicly. 35% respectively. | We simplify the way annuities are. 20% for a single Life or 2. For producing an income for life that cannot be outlived by a surviving spouse. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. 0 out of 5. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. An accumulation vehicle for someone who needs access to their money. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. At Annuity Gator, our mission is to educate consumers on all things annuity. Slow but steady growth over time. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. Initially, he listened to understand my needs, wants, and fears. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The annual charges for these are 0. I received a thorough understanding which left me at ease with a clear mind. David was extremely helpful from start to finish. As an income source for investors who have a longer timeline. My name is Ryan McNeill. So, at that time (fall 2021), there is no track record on which to base its performance. Learn More About Me. 5:38 PM, 19 February 2019 . The Annuity Gator. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. 70% for joint life (both you and your spouse. We look forward to helping you create your retirement savings and income strategy. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Best, The Annuity Gator P. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. product was identified and information sent. Learn More About Me. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. So, a fixed index. The representative also went into detail and explained to me the pros and cons of my annuity. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. Annuity Basics. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. This seemingly endless stream of annuity. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Despite the current volatility in the market and the low. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. We have been doing this for quite a few years now – far longer than our competitors. M. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. The company is not an annuities broker and it’s not an insurance company. I requested money from my Athene Annuity to repair an extremely damaged roof. At Annuity Gator, we take the frustration out of shopping for annuities. This is applied as a percentage of the daily net assets of the variable sub-accounts. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Annuity Gator. 70% for joint life (both you and your spouse. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. product was identified and. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. We Investigate Annuities So You Don’t Have To. The smart way to get honest annuity guidance. Best, and an A- (Strong) from Standard & Poor’s. 10% to . Overall, given the low return that the Allianz 222 annuity has produced of. Learn More About Me. Annuities are not usually associated with the best way for that. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. hondo55 . The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. Independent annuity professionals provide honest advice, better products and personalized products for your situation. Here you’ll find resources to help you retire with confidence. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Calculate all of the annuity fees (some annuities have obscure fees). These charges will start at 9% and grade down each year until year ten. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. ) By paying this fee, your money will grow or step-up in a separate account. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. Your choice of interest rate guarantee periods. The Annuity Gator’s End Take on the Prudential HDLI v3. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. 4 billion in operating revenues and operating income in excess of $774 million,. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. We’ve also been providing these. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. Where it works best: For investors who have a longer time frame. Given this, it is important to consider any annuity a long term financial endeavor. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. The Annuity Gator’s End Take on the Prudential HDLI v3. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. We offer this testing for free at Annuity Gator. And, because of the in-depth reviews that we provide, we have become a highly. For example, on a $100,000 portfolio, the. 2 billion in equity. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. My name is Robert ”Bob” Gardner. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. 5% will also come with an annual rider fee of 0. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. If you’re still considering the FG Guarantee Platinum 7. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. Annuity Gator. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. For instance, this annuity can provide you with a personal pension-like income. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. (The. The minimum fee for this feature is . 1. Despite the current volatility in the market and the low. Annuity Gator connects its customers to a wide range of annuity providers. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. My name is William Seeley. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. Rather, it will simply be credit with 0% for that period. So, if you would like to get a better. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. We can be reached by phone at (888) 440-2468 , or by sending us an. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. send a question. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. For instance, this annuity has ten years of back-end surrender charges. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. So in this scenario, you would actually be guaranteed a rate of 4. (This annuity has a 7-year surrender charge period). Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. These begin in Year 1 at 9%, and they gradually grade down to . We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. This means that regardless of future economic conditions. Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. That’s where having an Annuity Investigator who loves math comes in. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. Ouch. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. Again no pressure to buy anything. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. The company’s mission is to dispense honest guidance,. This annuity allows you to turn a lump sum of money into a steady income stream right way. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. With that in mind, having an income plan in place before it is actually needed is highly recommended. As of year-end 2018, American Equity. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. Read 6 reviews from customers who rated Annuity Gator 1. Best and a Long-Term Issuer Credit Rating of bbb+. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. With this annuity, there is an annual insurance charge of 0. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . M. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. 8 VERIFIED COMPANY annuitygator. As a source of guaranteed income delivered by a reputable company. In fact, within a relatively short time for an insurer. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. 2 billion. Annuity details can be somewhat cumbersome to digest. He. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. For investors who have a family history of life longevity. If you’re still considering the Fidelity FG Guarantee. How Do Annuities Work. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. My name is Mark Newman. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. That’s where the Annuity Gator comes in. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. For producing an income for life that cannot be outlived by a surviving spouse. Upstream Life is headquartered in Dallas, Texas. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. And, if you choose the lifetime income option, this. 2 Living Benefit Rider The Transamerica Income Edge 1. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. 0 Where it works the best: You may want to consider the Prudential HDLI v3. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. ) By paying this fee, your money will grow or step-up in a separate account. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Sources Retirement Uses for Your Health Savings Account (HSA). The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 12:36 PM, 16 June 2017 . My name is Robert ”Bob” Gardner. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Featured. My name is Matthew Taub. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. He answered every question and never pushed for a sale. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Better to lock in a guaranteed lifetime income. How to get guaranteed increasing income for the rest of your life. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. The Lifetime Income Benefit with the IAV rate of 5. I think Mr. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. With more than 58% of United Heritage’s overall. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Share Tweet Pin it Share. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. This annuity tracks the S&P 500 index. Overall fixed index annuity sales. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. Annual withdrawals of 3. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Protection from loss in a down market. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. Guaranteed lifetime income stream. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. Best, and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Share your videos with friends, family, and the worldMYGA Plus. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Learn More About Me. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. Annuities Explained. The opportunity for additional, index-linked. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 5%. For instance, this annuity has ten years of back-end surrender charges. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. The minimum fee for this feature is .